Gold Loans:
Visit Any Of Our Jana Branches And Receive Money Against Pledging Your Gold Ornaments. We Accept Ornaments And Coins As Well. Our Dedicated Gold Loan Staff At Our Branches Will Take Care Of All The Processes With Hassle Free Documentation. The Loan Amount Will Depend Upon The Rate Of Gold On That Particular Day And Also On Its Purity. The Customer Is Entitled To Receive His/Her Gold Ornaments Pledged, After The Loan Amount Is Fully Repaid Together With Complete Interest. If A Customer Fails To Repay The Amount Within The Due Date, JANA Might Decide To Auction The Pledged Gold To Recover The Dues. However, The Customer Will Be Intimated And Given Notices As Per Gold Loan Rules, Before Such Decision Is Taken.Our Gold Loan Scheme Has Many Features Specially Designed To Cater To Customer's Varied Requirements. We Are The Only Company That Has A Gold Loan Product With The Lowest Interest Rate Of 1.17% Pm In The Industry.
The salient features & benefits of our Gold Loan Scheme:
| Gold Loan Scheme |
Target Segment Customers |
LTV |
Duration & ROI |
| JANA Gold Loan |
Personal Purpose, Employees,
Business Community, Traders,
Builders, Large Shop owners etc. |
Short Term 85%
Medium Term 75%
Long Term 70% |
01st day to 30th day 1.17%pm
31st day to 90th day 1.50%pm
91st day to 180th day 1.83%pm |